Small Business Administration Grant and Loan Programs

The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation.

Many of the SBA programs offering Small Business Grants, Loan Programs and Counseling Programs are offered through state agencies.

Small Business Resources in Your State



Programs For Small Business

8(a) Business Development Program
Small Business Administration
To foster business ownership by individuals who are both socially and economically disadvantaged; and to promote the competitive viability of such firms by providing business development assistance in...more

7(j) Technical Assistance
Small Business Administration
The purpose of the program is to provide Business Development Assistance for Socially and Economically Disadvantaged Businesses. SBA performs this mission by entering into grants, cooperative agreemen...more

Disaster Assistance Loans
Small Business Administration
To provide loans to the victims of declared disasters for uninsured or otherwise uncompensated physical damage....more

Procurement Assistance to Small Businesses
Small Business Administration
To assist small business in obtaining a "fair" share of contracts and subcontracts for Federal government supplies and services and a "fair" share of property sold ...more

Small Business Investment Companies
Small Business Administration
To establish privately owned and managed investment companies, which are licensed and regulated by the U.S. Small Business Administration; to provide equity capital and long term loan funds to small b...more

7(a) Loan Guarantees
Small Business Administration
To provide guaranteed loans from lenders to small businesses which are unable to obtain financing in the private credit marketplace, but can demonstrate an ability to repay loans if granted, in a time...more



Surety Bond Guarantees
Small Business Administration
To guarantee surety bonds issued by commercial surety companies for small businesses unable to obtain a bond without an SBA guarantee. The guarantees range between 70 and 90% and cover losses and expe...more

Service Corps of Retired Executives
Small Business Administration
To use the management experience of retired and active business management professionals to counsel and train potential and existing small business owners. All client counseling information is confide...more

Small Business Development Centers
Small Business Administration
To provide management counseling, training, and technical assistance to the small business community through Small Business Development Centers (SBDCs)....more

504 Certified Development Loans
Small Business Administration
To assist small business concerns by providing long-term, fixed-rate financing for fixed assets through the sale of debentures to private investors....more




Federal Agencies with Active Grants for Small Business





Featured Government Grant Resources


Keystone Home Loan Program For First Time Homebuyers in Pennsylvania

The Pennsylvania Housing Finance Agency, more commonly referred to as PHFA, is an independent agency that was established in the year 1972 in an effort to contribute to the provision of reasonable and affordable housing opportunities the elderly, persons and families of modest means, and people suffering from disabilities.







The Role of Private Enterprise in Putting Man into Space

Has NASA, the monolithic space agency, failed in it's quest to put man out into the cosmos? Will profit coupled with man's need to explore be the driving engine which sends man into the cosmos? Think...




Social Entrepreneurship
Spotlight



Doing the Math with Teach for America Teachers


Teach for America is a social venture that hires graduating seniors from some of the most selective colleges and offers them with five-week training courses before unleashing them for a minimum of two years in some of the country’s worst classrooms.